Our everyday transaction account is a smart choice for keeping banking charges down. You’ll get

• choice of pay as you go option or flat fee with tiered options, priced from as little as $10 for up to 40 transactions
• a Reward Rebate of up to $10 each month if you keep an average credit balance of $10,000
• online banking, phone banking, direct credits, debits or cheque.
  More information about Business Transact account

It’s always a good idea to put money aside for regular outgoings like tax and GST. Our Business Online Saver account not only gives you a good return on your money but access to your funds whenever you need it. It includes

• a tiered interest rate – the higher your balance, the more interest you earn
• the ability to transfer funds easily with online banking, phone banking or at an ATM
• no minimum balance
• no monthly account maintenance fees.

Interest is calculated daily on the full credit balance, and paid – less resident withholding tax - into your Business Online Saver account on the last business day of each month. To operate a Business Online Saver account you must have a Westpac transaction account. Any transfers from your Business Online Saver can only be made directly to your transaction account. Service fees still apply.
More information about Business Online Saver

Business Online Banking

Lets you manage up to 100 accounts online, plus allows up to three people authorise transactions. For more, click here.

Mobile Banking

Free email and txt alerts that keep track of your online banking, credit card information and account balance whenever you need it. For more, click here.

Phone banking

Gives you access to your account 24-hours a day, seven days a week. For more, click here.

The key to managing those peaks and troughs so you can have cash on hand when you need it. Our Bizpac cash flow solutions include:

BusinessPLUS Gold MasterCard

Gives you unsecured revolving credit while still earning hotpoints®. Then you can redeem your hotpoints on business-related products and services. For more on this, click here.

A Business Overdraft

To help you when the timing of payments is working against you. Interest rates are variable, plus funds can be redrawn and repaid as and when you need them. For more on this, click here.

You can prepare your business for the unexpected with Commercial Insurance, Currency Insurance, Life Insurance or Income Protection Insurance.

Need a little help in order to expand? Bizpac borrowing solutions include Term Loans, Floating Rate Loans, Fixed Rate Loans, and Equipment Finance Loans.

Once the basics are in place, there are a lot more tools that could further help your business. These include: EFTPOS and Credit Card Facilities, Westpac KiwiSaver Scheme, Specialist Industries, International Business Services, and Franchising.