Construction

If you’re in the construction industry, we’ll put you in touch with one of our dedicated banking specialists to discuss your needs. Our team can help with:

Flexible and cost-effective finance options

  • Loan and interest rate options for bridging finance or longer term finance needs
  • Up to 100% finance for new equipment, new machinery or a new fleet (using the purchased assets as security)
  • Up to 100% finance for the GST-exclusive price of an owner occupied business premises
  • Up to 100% finance of shareholder or partnership buy-ins
  • Performance bonds to help you secure contracts

Cashflow Management

  • Cash management and banking processes review
  • Low security overdrafts or credit options to help manage cashflow variations
  • Simplified processes for paying suppliers and sub-contractors
  • Easy handling of progress or project completion payments
  • Convenient, cost-efficient payroll systems
  • Online banking to easily view accounts and authorise payments
  • One of our business card options
  • On call savings account to earn interest on business deposits
  • Foreign currency accounts and foreign currency payment transfer advice

Risk Management

  • Interest rate risk management strategies
  • Foreign exchange rate hedging with currency insurance
  • Range of commercial insurance options
  • Business protection plan to help your business survive the unexpected loss of key staff

Managing and protecting your personal wealth

  • Impartial investment advice and financial planning from our specialist investment advisers
  • Access to the resources and expertise of our specialised investment business
  • Retirement planning, superannuation and KiwiSaver advice
  • Managed funds and access to new primary issues

Terms and conditions apply to all Westpac products and services.
Westpac’s current lending criteria apply to all applications for finance. Full details of terms, conditions, exclusions, and the underwriters for insurance are contained in the relevant policy documents. You can get a copy of the current disclosure statement for Westpac New Zealand Limited and a copy of the investment statement for any securities for which an investment statement is required from any Westpac branch in New Zealand free of charge. Westpac New Zealand Limited.
The information on this page is presented subject to our legal page and any other terms and conditions that Westpac may impose from time to time. It is subject to change without notification.
Copyright©2008 Westpac New Zealand Limited